the Reduction of credit to the Russians after the introduction of restrictive measures due to pandemic coronavirus infection COVID-19 led to the fact that the volume of banks ‘ loan portfolios in Russia for the first time became less than in 2008.
Bank portfolios of auto loans, credit cards and consumer credits showed a drop of 3% to 812,7 billion, 2.8% to 889,8 billion rubles and 1.4% to 4.5 trillion rubles, respectively, reported by TASS in the credit history Bureau “Equifax”.
last week it became known that the average amount of loans in Russia decreased in April—may of the current year more than 100 thousand rubles and amounted to 770 thousand rubles, estimated by experts of the United credit Bureau.
As explained in the overview, the General Director of OKB Arthur A., reducing the average amount of loan over the past two months due to several factors.
“first, because of banks tightening lending policies, the share of loans with a minimum down payment has declined, while the share of loans with a large down payment — has grown. Accordingly, the borrowers took loans for smaller amounts. Second, in periods of instability, citizens begin to approach the consumption more efficiently and to purchase the car is called the “pocket” with a smaller amount of the loan financing. Finally, the statistics could influence regional factor: the most expensive cars sold in Moscow and St. Petersburg, as these cities acted in the most rigid quarantine measures, which led to the partial unavailability of the showrooms,” explains the expert.
Recall also that the Russian economy in February—March 2020 was under the powerful impact of two negative factors — the rapid spread of the pandemic coronavirus infection COVID-19 and its deleterious effect on the global economy and collapse in oil prices. Against this background, the rouble significantly depreciated against USDLara and the Euro. Reacting to the situation, the government and the Bank of Russia adopted several packages of measures to support the economy and citizens.
may 11, Russian President Vladimir Putin announced the end of may 12, a single period of days off, entered March 30, in the fight against COVID-19.
on 27 may, the Minister of economic development (MED) of the Russian Federation Maxim Reshetnikov said that the total cost of anti-crisis measures to support the Russian economy, aimed at combating the impact of the pandemic coronavirus has reached 3.3 trillion rubles.
on 2 June Prime Minister Mikhail Mishustin presented to the President a national plan for the recovery of the Russian economy in 2020-2021 years, noting in particular that the cost of the plan will amount to about 5 trillion roubles. June 19, Putin was sent a revised draft of the national plan.
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