the state Duma adopted in the first reading a bill allowing borrowers when a loan is not to conclude the insurance contract for the entire period, the correspondent “of Rosbalt”.
the Bill is intended to prevent the practice of including in the loan contract terms requiring the borrower to provide the account minimum cash balance or amounts sufficient to repay the payment day is not a day of the next payment.
Also excluded the possibility of imposing on the credit contracts concluded for a term exceeding one year, conditions obliging the borrower to conclude an insurance contract for the entire loan term with a one-time payment of insurance premiums.
it is Also prohibited to condition the conclusion and execution of consumer credit contract provisions for the purchase for a fee additional services rendered by the creditor and (or) third parties.
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